The SaaS collection and credit management solution

Aston iTF, a digital credit manager, is a SaaS solution for automatically following up and collecting late payments, analysing performance and assessing customer risks with its dynamic dashboards and intelligent scoring system.

Leading-edge technologies are inextricably woven into our DNA. We use a combination of cloud computing, big data and artificial intelligence to automate the payment reminder and collection process, analyse your performance and customer risks in real time and support digital credit managers in leading change.

Founded in 2010, ASTON iTF is Europe first’s FinTech platform for digital credit managers that is interfaced with credit insurers and factors.

The ASTON iTF reminder and collection platform is the culmination of a seven-year continuous technological development effort and is driven by an in-house R&D team focused on addressing the needs of digital credit managers.

The ASTON iTF reminder and collection platform leverages the latest technologies with constant updates.

You can rest assured that the platform will never become obsolete or require a major update or upgrade.



A service platform for digital credit managers

« all included »






A customisable platform


Cloud Computing

100% outsourced hosting in the cloud (*)

No IT developments required

Full-web online solution


ISO 27001 security management, backups, confidentiality,
scalability, rollback


(*): our standard cloud solution
is in partnership with Microsoft Azure

Big Data et AI

The leading Business Intelligence and Artificial Intelligence solution for digital credit managers


Big Data

Data visualisation




Real time

Customisable by users

logiciel de recouvrement des créances


Automated payment reminders and collection

Dynamic customer portfolios

Self-adaptive schedule for collections managers

Predictive scoring of your customers’ payment behaviour

Complete order to cash cycle

ASTON ITF is led by a team of professionals with over 20 years’ business and technological expertise.


Amaury de la Lance

Chief Executive Officer

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During a career spanning over 20 years in the financial and new technologies industries, Amaury has held various senior executive positions at HSBC, Crédit Agricole and Banque Indosuez within the corporate finance, financial markets and private banking sectors. His IT achievements include developing the first intranet system for trading floors based on Lotus Notes and the Internet in the mid-1990s. Amaury also designed the first reporting and trading website for the private banking sector in Luxembourg and France. Before creating Aston iTrade Finance, Amaury worked at Netgem, a leading interactive TV provider, where he developed an online sales service for banks and large organisations across Europe. Amaury is a management graduate of the ESCP Business School in Paris and the University of Berkeley.

Aston iTF nomme Aymeric Dupas à sa direction générale


Executive Vice President, R&D Marketing & Sales

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Aymeric was previously Sales Director at Microsoft and has acquired over 20 years’ experience in business development with the world’s leading cloud and SaaS providers. He is a seasoned professional in selling SaaS solutions to businesses.

After graduating from the EDHEC Business School, Aymeric began his career with Oracle as a sales executive, before joining the Microsoft Group during the new technologies explosion in the mid-2000s, where he held various positions in the sales management team before joining ASTON ITF as Chief Sales Officer.

Aston iTF  - clea


Product owner

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Cléa is responsible for defining the functional developments and upgrades to the ASTON platforms and designing/analysing the functional aspects of new modules in liaison with the in-house TechOps teams and the project teams of the company’s customers and partners.

She is in charge of leading internal projects on various A/R aspects, including accounting, risk management, credit insurance, reminders & collection, factoring and business intelligence.

She also oversees special projects developed for and with financial institutions (worldwide banks and credit insurers).
Cléa graduated with a master’s degree from the ICN Business School with specialisation in corporate finance.

Senior Advisors

Jacques Trauman

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Jacques Trauman can draw strength from over 30 years’ expertise in the international banking sector and has worked for such leading organisations as the Bank of Boston, American Express, Paribas and BNP Paribas. He was Chief Executive of Paribas Japan & Head of Northern Asia, as well as Chief Executive of BNP Paribas Mexico, before ultimately being given responsibility for all emerging markets (Latin America, Asia and the Middle East). Jacques has also written several award-winning books on finance.

Aston iTF - Gaertner

Jean-Pierre Gaertner

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Jean-Pierre Gaertner has amassed over 25 years’ experience in factoring and international finance. He founded SFF, the very first factoring company in France, and has held senior executive positions in large European factoring organisations, such as Eurofactor.

He has also created and managed factoring companies in Morocco, Tunisia, Greece, Africa and the Middle East.

Jean-Pierre Gaertner is a world-renowned expert and has cooperated with international organisations, including the International Factor Group (IFG) and the World Bank.

Jean Michel Billaut

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Jean-Michel Billaut has spent several years playing an instrumental role in developing the digital economy. His is the President & Founder of the BNP Paribas Workshop, he was voted Digital Personality of 2010 by Acsel (association for the digital economy), he is the recipient of the Digital Society Developer’s Award 2011, he has blazed a trail through the innovation and new technologies sector, he co-founded Internet Fair, he is the mastermind behind several associations in the digital sector, and he received the Legion of Honour from former President Jacques Chirac for his role in developing the Internet. His blog (e-billautshow) features one of the highest visitor numbers in France’s new technologies sector and provides Internet entrepreneurs with a platform to gain greater awareness.

Board of Directors


François Enaud

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After graduating as a structural and civil engineer in 1978, François began his career with Colas, before deciding to join IT engineering firm Steria late 1983.

At the age of 38, he was entrusted with the responsibility of overseeing a company with 2,500 employees. His primary objective was to ramp up the company’s development with a view to its IPO, which he managed to achieve in 18 months.

François Enaud is currently Executive Senior Advisor at Aston iTrade Finance.

His leadership mantras are “make complicated things simple” and “encourage initiative-taking at every level”.

Etienne de Lasteyrie

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In addition to a master’s degree in banking & finance from the University of Paris II – Assas, Etienne de Lasteyrie also holds a postgraduate diploma in banking and financial techniques. He began his career in strategy consulting firms focusing on the challenges facing the automotive and chemical industries, before specialising in mergers and acquisitions for Paris-based investment banks. Etienne de Lasteyrie joined Ricol Lasteyrie in 2003 and has been Managing Partner since September 2010. He played an important role within the Financial Opinions section before focusing exclusively on financing strategy issues. He recently worked on mergers and acquisitions in the media, hospitality and distribution industries.




Seventure Partners bankrolls innovation and takes part in entrepreneurial ventures alongside entrepreneurs, while fully sharing their passion. Since the firm was founded in 1997, it has gone on to become a European leader in venture capital, with €660 million under management as of 31 December 2016. Seventure Partners is an active partner to innovative companies that, according to the management team, show strong growth potential and operate in two sectors of activity, namely digital technologies and life sciences. Empowered by over 20 employees, including some 15 investors, Seventure Partners has forged a recognised track record and in-depth expertise in technologies, entrepreneurship and various private equity transactions.


Aston iT link

An open and connected platform

Your ERP or accounting systems are connected online to our web platform via our exclusive secure iTlink module.

Connector to all standard ERPs and accounting systems

Cegid, Sage, Navision, AS400, Microsoft Dynamics, SAP…

No IT developments required by the customer

Automatic creation of swap files

Automated links with full-web credit insurers and factors (automated invoice transfers)


Champion the order to cash culture within your organisation: a key role for the digital credit manager


Multi-currency, Multi-subsidiary, Multi-country, Multi-language

Full-web access in the office or on the move

Open to all your teams, including the sales force

Promoting information-sharing in real time


The platform connects the digital credit manager’s entire ecosystem:

your choice of companies, credit insurers and factors in full-web service mode


Suitable for companies and
financial institutions of all sizes

An immediate ROI

A five-day reduction in your DSO during the first year

95% of unpaid invoices avoided

Fast connection to your systems

No internal IT costs

« Pay as you use »

An all-inclusive service tailored to your volume of business.

Only pay for what you use with a sliding pricing scheme according to the volume.

Since its inception, ASTON ITF has received a large array of important awards as a testament to the company’s reputation as a major player in the world’s FinTech sector and its ability to stay ahead of the innovation curve.

2010 : Microsoft BizSpark: only 100 vendors in the world, including 6 in France

2011 : “Young innovative company” status awarded by BPI France

2014: Winner of the 2030 Worldwide Innovation Challenge (French Ministry of Finance) in the Big Data category from over 960 international candidates.

2014: “FinTech” label awarded by Finance Innovation

2015: FinTech of the Year by the Finance Innovation global business cluster and recipient of the BPI France Excellence accolade

2016: European Platform of the Year (Fintech Forum Amsterdam)

2016: Deloitte Technology Fast 500 EMEA winner (22nd in France and 102nd in Europe) with a revenue growth rate of +978% over four years

2017: French Tech Visa

2017: Deloitte Technology Fast 500 EMEA winner for the second year running

ASTON ITF addresses three target markets:
companies, credit insurers and banks / factors.