The SaaS factoring and invoice financing software platform for factors
Finance companies
The SaaS software platform for factoring and invoice financing.
Geared towards factors, banks and securitization funds
Financing back office
A core business focused entirely on factoring
A white-label solution for factors, banks, investment funds and securitization funds
Modular design powered by the latest technologies
Covering all types of factoring and invoice financing
Customer front office
Win over more leads and build customer loyalty
Provide mainstream access to factoring services
Especially for SMEs and microbusinesses
Offer a premium service to large organisations and experts
Push the envelope with an invoice financing solution
Sales website
Grow sales with a new all-digital distribution channel
Use the latest Inbound Marketing and Artificial Intelligence technologies
The gateway to superior simplicity, fluidity, performance and safety
From online subscriptions through to contract management
Credit Risk Management
Create greater value from your credit insurance policies
Basel III: improve your capital adequacy ratio and financing
Seller and buyer scoring based on Aston iTF algorithms
Reminders
Ramp up your internal payment reminder process
Give your customers a new “reminder on behalf of” service
The SaaS software platform for factoring and invoice financing: the front office
Migrate from your extranet to an all-digital white-label platform
A choice of four modules connected to your back office
Assignment of receivables module
Automate and digitise the assignment of your customers’ receivables
Save your customers the bother of creating bespoke IT programs
Automatically create assignment files for all types of factoring: full, balance sheet, confidential, line by line, etc.
The list of customers for assigning invoices can be accessed from the platform
One-click assignment of invoices
Invoice financing
Extranet module – Dashboard
Give your customers a clear and extensive insight into their factoring contract
Terms and conditions of the factoring contract
History of assignments
Monitoring of the contract terms and conditions
Real-time update of the financeable invoices
Financing request – bank transfer
Support for bank account details
Dashboard for Business intelligence (BI), reporting and real-time alerts and notifications
Credit insurance
A new digital communication channel with your customers who already have coverage from a credit insurer
Your customers manage their policies and limit requests online
Calculate the actual guaranteed accruals in real time
Alerts for key dates: end of coverage, declaration deadline
Reminder module
Give your customers access to an enhanced friendly reminder module
Companies reduce their DSO
Secure your financing, especially confidential arrangements, by ensuring the quality of your customers’ reminder processes
Online portfolios, templates, scenarios and schedules
Dispute management
The SaaS software platform for factoring and invoice financing: the back office
A core business software platform covering the entire factoring and invoice financing chain
Financing
Configuration
All types of contract: full, balance reload, line by line, confidential, per invoice, etc.
Standard and special financing terms and conditions per customer
Excess amounts, indemnification caps and contract term
Fixed commission, percentage-based, global minimum or by invoice
Legal reserves or otherwise, guarantee accounts
Dilutions and concentrations
Inspection, verification of invoices for financing (global or individual)
Calculation of the global or individual financeable invoices (full or partial)
Financing
Multi-currency
Automated invoice transmission (EDI)
Automated financing
Automatic management of reserves
Multi-criteria consolidation of sellers and buyers: country, sector, global, etc.
Credit insurance
Configuration
Full-web service connection to the leading credit insurers
Policy terms and conditions
Multiple credit insurers
Secondary accounts
Risk management and control
Credit requests, replies, reductions and cancellations
Revenue declarations to the insurer
Automatic reminder and notification of risk declarations
Total control over the delegated policy
Identical information to a non-delegated policy
Controlled right to indemnification, even in the event of a default by the delegatee
Multi-criteria consolidation of sellers and buyers: country, sector, global, etc.
Calculate the actual guaranteed accruals in real time
Internal scoring of sellers and buyers
Payment reminders and collection
Configuration
Dynamic reminder portfolio management
Customisable email and/or letter templates, automatic attachments in letters
Creation of customisable reminder scenarios
Automated actions or manual processing
Partial matching management, chase up your invoices for the exact amount
Dispute and litigation management
Recording of payment schedules
Calculation of late payment interest and penalties
Intelligent schedule for reminder operatives
History of actions with an integrated EDM
Customisable account statements and management of payment methods
Reminders based on the net invoice balance and not only open accounting records
Automated mail merge
Online reminders with dedicated platform access for your customers
Reminders by multi-assignor sellers or buyers
Payments
Assignor accounts matching
Automatic payment assignment and matching
All inputs and outputs generate accounting entries for each seller
Interfaced with the general accounting system
Performed by links between the iTF entries and the ledger accounts
Payments affected on invoice assignments and bank transfers for the seller
Advantage: factors and sellers have the same entries for their general accounting system
Management of confidential contracts and securitization
Accrual comparisons for the factor: invoice by invoice with the seller’s accruals
Automatic recovery of settlements and paid invoices (matching) from dedicated bank accounts
Automatic assignment up to 90% of settlements
Payment experience history
The SaaS software platform for factoring and invoice financing
> AN OPEN AND SCALABLE PLATFORM:
An open platform with a full-web API connection to all your customers, internal users, credit insurers and financial information partners
Scalable and geared towards factors, banks, investment funds and securitization funds of all sizes
Multi-currency – Multi-subsidiary – Multi-country – Multi-language
The SaaS software platform for factoring and invoice financing: PRICING
A white-label platform in your name
WE provide the technology, YOU grow the business
« Pay as you use »
All-inclusive annual SaaS licence with a sliding pricing scale according to your annual revenue
Set-up fees and integration subject to preliminary assessment